Car Loans & More at Waterloo Dodge's Finance Centre

We're Here to Help

When you're buying a new vehicle, chances are you'll need a loan or a lease along with it. At Waterloo Dodge, we are here to offer you help when it comes to getting a loan, or even just deciding what option is best for you. When you're looking for a new car and are in need of a car loan in Waterloo, come to Waterloo Dodge for all your automotive needs. Our knowledgeable sales team is happy to discuss the financing options that are best for you and your budget. 

Already know what option is best for you? Let us know and we will show you your best vehicle options. Questions? We're always available to address any concerns and answer any questions you may have in person, over the phone, or online through our convenient contact form. We are happy to offer counsel if needed and help you decide which option is best for you to get behind the wheel of your new vehicle. You can also visit our website and apply for credit directly though our online credit application form. Whatever your needs, Waterloo Dodge is committed to helping you make it happen.

Should I Lease or Finance My Vehicle?

Perhaps you're interested in leasing your vehicle, rather than financing one with car loans in Waterloo. The good thing about a lease is it tends to be a smaller monthly payment than financing, and down payments are optional. However, if you choose to put a down payment on your leased vehicle, you'll be paying even less per month than you would be without. You're still responsible for repairs and maintenance of your leased vehicle, and you are limited to a kilometre allowance. The vehicle won't belong to you, so at the end of the lease you can choose to buy it out and take it home, or lease another vehicle from the dealership. Leasing does save you money, but could end up costing you more in the end if you've exceeded your kilometre allowance or there's excessive wear and tear on the vehicle.

Financing your vehicle is another common option when purchasing a new vehicle. You'll own the vehicle, so you won't be limited to a kilometre allowance, and you'll still be responsible for repairs and maintenance. Unlike in a lease, you do have to provide a down payment, and your monthly payments will be slightly more. Once you've paid off the financing, the car is 100% yours. 

Contact Our Finance Experts Today

It's important to explore all your options and weigh the pros and cons of each before making a final decision. In the end, the choice is yours to choose your best option - whether you decide to lease or get a car loan from Waterloo Dodge. At our Finance Department, we will provide you with your options and make ourselves available to answer any questions you have. We want you to have a quick and painless financing experience with us. Let us know how we can serve you better for all your financing needs at Waterloo Dodge.

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Waterloo Dodge Chrysler Ltd.

150 Weber Street South
Directions Waterloo, ON N2J2A8

  • Sales: (519) 743-0300
  • Service: (519)743-1128
  • Parts: (519)743-8131


  • Monday 9:00am-8:00pm
  • Tuesday 9:00am-8:00pm
  • Wednesday 9:00am-8:00pm
  • Thursday 9:00am-8:00pm
  • Friday 9:00am-5:30pm
  • Saturday 9:00am-5:00pm
  • Sunday Closed